Business Checking Accounts
Local Businesses Advertise for Free
Ask us how to have your business featured on the BaZing app in the Local Merchant Discount Network. It’s simple and free. We’d love to partner with you to promote your business!
Business Checking Accounts That Put You in Control
First State Bank offers exemplary customer support and business checking account options with tools you need to succeed. Use the chart below to compare accounts and features. Find out how much you can save with today’s interest rates.
Business Checking Account Options
Business Checking
| Exclusive access to Business Online Cash Management tools, plus higher balances receive earnings credits to offset service charges.1,2 | |
| Benefits include: | |
| Digital banking tools | |
| Business debit card | |
| Unlimited check-writing and debit card purchases | |
| Minimum deposit to open: $100 | |
| Make appointment to open an account. |
Business NOW Checking
| Generate earnings on funds while managing operating expenses (not available for corporations or partnerships).2 | |
| Benefits include: | |
| Digital banking tools | |
| Business debit card | |
| Earn interest that compounds and is paid monthly6 | |
| Unlimited check-writing and debit card purchases | |
| Minimum deposit to open: $100 | |
| Make appointment to open an account. |
Community Business Checking
| Simple business checking that’s ideal for small to mid-size businesses making up to 150 monthly transactions3. | |
| Benefits include: | |
| Digital banking tools | |
| Business debit card | |
| No monthly account service charge or minimum balance requirements | |
| Up to 150 transactions per month3 | |
| Minimum deposit to open: $100 | |
| Make appointment to open an account. |
Opening a business account is simple.
1 Enrollment in Cash Management is required. The service fee is calculated monthly based on account activity. Customized analysis examples can be created for you at any time, so feel free to ask us for one today.
2 Monthly activity charges are assessed at: Credits $0.35; Debits $0.15; Checks deposited $0.12.
3 Transactions include credits, debits, and checks deposited. The first 150 transactions are free, above that $0.40 per item.
4 The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.
5 Digital banking tools include personal & business online banking, mobile app, e-statement, and bill pay services.
6 Interest rate and Annual Percentage Yield (APY) may change at any time, at our discretion. Fees may reduce earnings. Refer to our rate sheet for current interest rates and APY. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for the deposit of non-cash items.
7 Enrollment in Remote Deposit is required; additional charges may apply.
8 Lockbox service is optional and requires a business to enroll. Service charge: $20 per month, $0.13 per item
Local Businesses Advertise for Free
Ask us how to have your business featured on the BaZing app in the Local Merchant Discount Network. It’s simple and free. We’d love to partner with you to promote your business!
